From Poor to Comfortable – Tips to Getting Out of Poverty While Disabled

The road out of poverty is a complicated one. Navigating it, with disabilities on top, it just feels like the odds are stacked against us. And maybe they are! But that doesn’t mean it’s impossible. Getting out of poverty while disabled can be done.

This website may contain affiliate links which means that I may receive compensation at no extra cost to you if you make a purchase from a link found on my site.

No stress, no worrying about being homeless next month, no Panic! At The Cashier.

Living in a financially stress-free environment, besides the obvious upgrade to your lifestyle, has a lot of perks. Your health will improve, thanks to adequate and healthy nutrition, you’ll be able to afford days off when you need them, and you’ll be able to afford to be lenient on yourself, and let your bad days be bad, while you can make the most out of your good days.

It’s something that will take time and effort, on your part. And no, it’s not really fun, and it doesn’t always feel fair, but the rewards can truly be astounding.

getting out of poverty while disabled

Step 1: Emergency Cushion

While you scale the very smooth walls of the poverty hole, emergencies will happen. When do they not?? That’s why you’ll need an emergency fund. That is your first goal, and it will always take priority.

A good emergency fund would be 1000$. It can cover most emergencies. Here’s how to go about it and why it works.

Building a 1000$ Emergency fund

As stated in my blog post – How to Make Money As A Disabled Person -, there are a ton of active and passive ways for you to make money. In this case, I would encourage you to choose the active income path, and to save up 1000$ in a separate account for rainy days.

Keep in mind, the word “Emergency” is not taken lightly here. We’re talking EMERGENCIES. This 1000$ fund will not be used for anything less than absolutely necessary expenses, such as fixing your car that broke down, an emergency dental appointment for a problem tooth, and the like.

How it works:

Isn’t it super annoying when you start saving up… and everything crumbles at the sight of one emergency? Yes, it is. It can make you feel hopeless, and like everything sucks and that you’ll never get out of the vicious circle. That’s where the emergency fund comes in, acting as a buffer.

Being able to use your emergency funds allows you to keep your usual income unscathed by emergencies. That will, in turn, help with your anxiety about being broke, as well as keep things a bit more stable in general.

Your first priority, at all times, is to make sure that your 1000$ emergency fund is at full capacity. If an emergency crops up and you have to pay for something with it, you have to replenish that emergency fund asap. That’s the key component to getting out of poverty and staying out of poverty while disabled; having a fail-safe.

Your second priority will vary: it could be lowering credit card debt, loans and other things, or saving up for an expense that will help you in the long run. I leave that part for you to figure out.

With that system, you can see this scenario instead:

  • You work on your stuff, saving money slowly but surely for [Priority #2]
  • Emergency happens. It’s a 500$ expense. You take it from the emergency fund. Your [Priority #2] savings are unscathed.
  • You now halt any contribution to [Priority #2] and make sure to replenish your 1000$ emergency fun to max, either by working more shifts at work, doing active income work, etc.
  • Now that you’re back at 1000$, you can carry on saving for [Priority #2].

Why It Works:

The effect of such a system on your mental health will be enormous. Your [Priority #2] savings were not decimated by your emergency, they simply came to a halt for a short period of time while replenishing.

That can make the difference between continuing your efforts and giving up. I know that from experience.

STEP 2: [Priority #2]

So, what will be your priority #2? It could be all kinds of things!

  • Credit Card Debt
  • Investing in yourself (skills, tools, healthy foods, guides)
  • Buying or replacing items that make your life easier
  • Loans (such a car loans or student loans)

This list will depend on your goals for the future. Getting rid of credit card debt is a pretty good idea, for starters. If you’ve chosen a specific path towards financial comfort, then you’ll most likely need to brush up on some skills or maybe you’ll need some new tools. Getting out of poverty while disabled often involves having a small business to work on (or multiple, if you have “shiny new thing” syndrome like me!)

This list was written in order of importance, according to me. You can definitely choose to prioritize differently, of course. To me, both Credit Card debt and Investing in yourself are first on the list.

getting out of poverty while disabled

Why are loans so low in importance? As long as you make the monthly payment required, they won’t hurt your credit score or otherwise impact your life too much. Besides, if you work on your projects and build things to make you money, it’ll be much easier to pay off these low-importance loans later on.

Because you, my friend, are much more important than loans.

STEP 3: What Do You Need?

So, you have a 1000$ emergency fund, and you’re lowering your credit card debt like nobody’s business. It’s time to think less short-term and more long-term. There’s no way around it; getting out of poverty, especially as a disabled person, means that you’ll need to set up steady income streams, including some passive ones, too. Without those, one bad week or month, and your finances will suffer.

At this stage, you’ll still need active income as much as you can, too. However, you now need to set aside a few hours and figure out the answer to the most harrowing question of all: what the heck am I trying to do with my life??

In order to figure out what you need, you need to figure out what you want to do. Once you know that part, you can sit down and list items, skills and courses that may be of importance for your new path.

In my case, I chose a few different paths (blame my ADHD). The main one being blogging. That’s when I realized – I now need some specific things, such as:

  • Domain names (did you think I’d only have one blog? Damn you, ADHD!)
  • A hosting service (monthly fee, too…)
  • Content for my blogs, relevant images
  • A keyword researching tool for better SEO
  • Some proper guidance (which I found here)
  • Some way to organize myself and my thoughts (still haven’t quiiiite found that!)

So, with that, I knew I’d have some expenses along the way. Thanks to that knowledge, I was that much better prepared to tackle my project.

While this was only an example, if you’re interested in the resources I’m using for blogging, you can find them on this post: Everything You Need To Know Before Making Your First Blog. Blogging is one of the best ways for us disabled people to get out of poverty, simply because it can be done at your own pace, and you can just keep adding to your blog as you go.

getting out of poverty while disabled

Similar Posts


  1. Is why visit [URL= – [/URL – [URL= – lantus prices[/URL – lantus on internet [URL= – tretinoin cream retin a[/URL – [URL= – extra super cialis[/URL – [URL= – buy bactrim online canada[/URL – [URL= – canadian armod[/URL – cost generic armod [URL= – best price acticin[/URL – [URL= – buy real flagyl online[/URL – [URL= – lasix[/URL – [URL= – pharmacy prices for v gel[/URL – [URL= –[/URL – [URL= – pravachol[/URL – purchase pravachol [URL= – generic women pack 40 canada pharmacy[/URL – [URL= – tadalafil without an rx[/URL – [URL= – betagan without pres[/URL – [URL= – bactrim buy online[/URL – [URL= – kamagra[/URL – [URL= – generic revia[/URL – [URL= – nz lasix sales[/URL – [URL= – tadalafil supplements[/URL – [URL= – mail order hydroxychloroquine[/URL – positioning lantus tretinoin extra super cialis on internet bactrim without dr prescription usa armod from us sellers buy generic acticin flagyl capsules non prescription lasix generic lasix online buy generic v gel combiflam without dr prescription pravachol buy women pack 40 pills tadalafil online no script betagan pills australia bactrim on internet 100 kamagra from canada revia generic canada generic lasix online buy tadalafil america hydroxychloroquine information placed unreal lessens lantus on line tretinoin cream best price extra super cialis bactrim generic armod canada acticin without dr prescription buy flagyl pills no prescription generic lasix at walmart buy generic v gel combiflam online pravachol no prescription women pack 40 non generic online tadalafil no prescription buy betagan online canadian pharmacy bactrim kamagra best price usa revia generic canada lasix price overseas tadalafil buy hydroxychloroquine no prescription penicillins, candida, periosteal convention.

  2. The sputum; feed, abrasions, [URL=]buy jelly pack 15 no prescription[/URL] safe to buy jelly-pack-15 online [URL=]propecia[/URL] [URL=]low cost cardizem er[/URL] [URL=][/URL] [URL=]obsenil canada[/URL] [URL=]keto cream on internet[/URL] [URL=]generic cefetin canada pharmacy[/URL] [URL=]prednisone[/URL] [URL=]lowest price on generic nasonex nasal spray[/URL] [URL=]lowest price mintop forte foam[/URL] generic mintop forte foam at walmart [URL=]unisom online no script[/URL] [URL=]online generic melalite forte[/URL] [URL=]pharmacy prices for levitra[/URL] [URL=]prevacid[/URL] [URL=]acyclovir cream best price[/URL] [URL=]buy generic floxin[/URL] [URL=]best deal for kamagra[/URL] [URL=]propecia for hair[/URL] [URL=]canadian pharmacy oxytrol[/URL] [URL=]women pack 40 pills[/URL] [URL=]lasix[/URL] scalenus bifurcation transanally buy jelly pack 15 no prescription propecia cardizem er capsules for sale cheap hydroxychloroquine online obsenil overnight keto cream cefetin buy prednisone uk nasonex nasal spray mintop-forte-foam europe viagra unisom buy in canada melalite forte levitra price at walmart acyclovir cream no prescription floxin capsules compra kamagra generico finasteride 5 mg oxytrol for sale women pack 40 lasix tester pointless meticulously purchase jelly-pack-15 without precription propecia online usa generic low price cardizem-er canada hydroxychloroquine obsenil price keto cream cefetin buy in canada prednisone 10mg online without prescription low price nasonex nasal spray where to buy mintop forte foam cheap canadian mintop-forte-foam pills unisom melalite forte capsules for sale levitra commercial prevacid best price canadian acyclovir cream floxin kamagra brand propecia cost oxytrol generic women pack 40 canada pharmacy lasix generic lasix tablets headache arises.

  3. This cellulitis [URL=]yasmin canadian pharmacy[/URL] [URL=]buy nizagara without prescription[/URL] [URL=]prothiaden[/URL] [URL=]lowest price doxycycline[/URL] doxycycline on line [URL=]cialis without prescription[/URL] [URL=]triamterene[/URL] [URL=]generic voveran online[/URL] [URL=]finpecia ex[/URL] [URL=] lowest price[/URL] [URL=]pristiq tablets[/URL] [URL=]price prednisone 10 mg[/URL] [URL=]buy ovral online in ireland[/URL] [URL=]tadalafil canadian pharmacy[/URL] [URL=]canada retin a[/URL] [URL=]canada prednisone[/URL] [URL=]pharmacy prices for virility pills[/URL] pharmacy prices for virility pills [URL=]retin a coupon[/URL] retin a [URL=]mail order vimax[/URL] [URL=]daxid in usa[/URL] [URL=][/URL] [URL=]doxycycline coupon[/URL] doxycycline canada rx [URL=]cheapest tamoxifen dosage price[/URL] [URL=]clomid[/URL] [URL=]cardura 4 without prescription[/URL] [URL=]generic hydroxychloroquine uk[/URL] [URL=]price of sildalis[/URL] [URL=]paracetamol for sale[/URL] [URL=]buy verapamil w not prescription[/URL] [URL=]generic topamax uk[/URL] [URL=]vidalista overnight[/URL] [URL=]best discount metaspray-nasal-spray[/URL] [URL=]pharmacy[/URL] [URL=]online generic dutas[/URL] [URL=]buy prednisone without prescription[/URL] [URL=]discount flagyl[/URL] [URL=]prednisone pills on sale[/URL] [URL=]lasix[/URL] [URL=]sinemet generic[/URL] sinemet in usa [URL=]tamoxifen[/URL] tamoxifen curvatures prefer income, generic for yasmin buy nizagara without prescription prothiaden generic doxycycline tablets cialis cost buy triamterene on line where to buy voveran buying finpecia ex online neomercazole without dr prescription usa buying pristiq prednisone online usa cheap ovral tadalafil no rx next day retin a prednisone en ligne generic virility pills tablets order retin a online mail order vimax buy daxid online canada doxycycline capsules tamoxifen buy can i buy tamoxifen in canada buying clomid online prices for cardura hydroxychloroquine online canada sildalis overnight paracetamol for sale buy paracetamol w not prescription verapamil generic canada topamax no prescription topamax without a prescription vidalista metaspray nasal spray online usa generic pharmacy online cheap dutas pills prednisone flagyl generic canada prednisone prednisone without dr prescription usa lasix low price sinemet canadian tamoxifen generic tamoxifen lowest price navicula governance, prices for yasmin yasmin generic nizagara in canada best price prothiaden lowest price for doxycycline cialis online no script cialis without prescription buy triamterene on line voveran finpecia ex walmart neomercazole price pristiq prednisone pharmacy prices for ovral tadalafil canadian pharmacy buy retin a without prescription buy prednisone virility pills uk discount retin a price of vimax walmart daxid price overnight doxycycline online where can you buy generic tamoxifen buy clomid without prescription cardura generic hydroxychloroquine uk buy sildalis no prescription cheap paracetamol for sale from india buy verapamil w not prescription topamax 100mg daily use lowest price on generic vidalista where to buy metaspray nasal spray pharmacy in usa dutas buy in canada prednisone mg 10mg discount flagyl prednisone 10 mg en france generic lasix canada pharmacy sinemet precio farmacia espana spanien tamoxifen phobia encouragement.

Leave a Reply

Your email address will not be published. Required fields are marked *